Finance

Finance Center
Finding the perfect vehicle is exciting, and getting the right financing should be just as easy. At Dalton Toyota National City, our team is here to guide you through your options and help you choose a payment plan that works for your budget.
We'll guide you every step of the way so that you can get the financing you need and drive off to National City, San Diego, and Chula Vista, CA, with a payment plan that caters to your needs.

Personalized Financing Solutions
After you find your next set of wheels, the team at our finance center is here to help you find the right financing plan. Our experts work with a network of trusted lenders to help you find convenient rates, flexible terms, and monthly payments that fit your budget.
After you apply online or stop by our finance department, one of our experts will go over your details and guide you through the next steps, making everything clear and easy.
You can also use our payment calculator to get a glimpse into what your monthly payments may look like before applying for financing. If you have a trade-in vehicle, you can estimate its value and then add it as part of your upfront payment.

Buying vs. Leasing: What's Right for You?
Choosing between buying and leasing depends on your lifestyle, driving habits, and long-term goals. If you prefer long-term ownership and the ability to customize your vehicle, purchasing might be the best option. On the other hand, leasing allows you to enjoy a new Toyota every few years with lower monthly payments and warranty coverage throughout the lease term.
Not sure which option is right for you? Our finance team will walk you through the benefits of both so you can make a confident decision that fits your budget and driving needs.
Start Your Journey Today
At Dalton Toyota National City, we're here to help drivers in National City, San Diego, and Chula Vista find the best financing solutions for their dream Toyota. Ready to get started? Apply for financing online or visit Dalton Toyota National City to speak with our friendly finance team.
Auto Loans
The Dalton Toyota National City finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including National City , Chula Vista, and Imperial Beach to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Bonita to Kearny Mesa. Whether you are right down the road or an hour away from National City you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Dalton Toyota National City loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Toyota vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Toyota vehicles currently available for immediate delivery.
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Dalton Toyota National City finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local California banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!